Living in the South, we are faced with unpredictable weather! During hurricane season we take extra precaution in protecting our homes and the things we value and would be expensive to replace. This is what we are expected to do, right? But what about if we are NOT home owners and are renting our dwellings? Is there a way to protect our belongings?
This article by Titanium Link, Donna Freedman, helps you put things in perspective when it comes to renter's insurance, we often overlook having it, thinking the owners of our dwellings will cover our things. The landlord has insurance to rebuild but your personal possessions are not covered so when tragedy strikes, you have to be prepared unless you are ready to walk away with nothing. Read this informative article and SHIFT YOUR ATTITUDE about renters insurance! – Donna M
A $150 expenditure per year can save your possessions:
http://www.donnafreedman.com/2010/10/03/why-you-need-renters-insurance/
by Tara Kennedy-Kline
Great article! Thank you!
One of my “levels” is landlord/property owner and I am also a bit of a straight talker (ahem) so I have to say I did not fall in love with the title “Your landlord does not have your back”. I totally have my tenants back which is why it is required in my leases that they have renters insurance. What I don’t have is responsibility to replace their belongings should they choose not to acquire it. Just sayin’ with love. :0)
by Siobhan Shaw
Tara, It got your attention didn’t it? I’m a bit of a troublemaker! But all kidding aside, really we want people to know it is not a landlord’s responsibility to cover their belongings and so this headline was our way to educate the population that this in fact is the truth, and to encourage them to find the money to get tenants insurance if it matters to them that if their belongings are destroyed by fire, water, wind, whatever you get some replacement value. -:)Siobhan
by Tara Kennedy-Kline
You my love are a HUGE trouble maker! But I still adore you. I am also a nurturer and a collector of “friends” which is why I got tears in my eyes just thinking that my tenants would believe I don’t have their back…so stop making me sad and just admit that I am the exception to the rule and the best landlord EVER and we’ll be fine :0)
by Siobhan Shaw
Tara, Of course you’d be the most awesomeness landlord but please read the post. We never said landlords actually don’t have your back…That was the headline but the story and Donna’s comments say basically if you as a renter think they do, think again because it is not their responsibility to insure your belongings. At least you’re not Michelle Clarke Brown on our Facebook page telling us that renters are uneducated and not reading the post or article and making her mind up about what this post is about based on the headline. I am beyond flabbergasted that a headline has caused so much consternation when it is just the headline. Did you hear the Queen crashed a wedding this weekend? Well not really once you read the article, so come on people, you read headlines all the time that get your attention but when you read the meat of the article you know they’ve pulled you in and other wise you wouldn’t have read it. On an aside, I’ve never had a good landlord and have never owned my own home, and the last few have been nightmares. Just yesterday we were told after we had signed a lease that, “here’s your money back”, on a place because the guy got $75 a month from someone else, I had already turned the utilities on and when he said to John, “you’d do the same in my position”, John said, “actually no I wouldn’t and that is what is wrong with this world”.